What is SSDI?

Social Security Disability

Social Security Disability Insurance (SSDI) is a payroll tax-funded, federal insurance program. A portion of the FICA taxes you pay are set aside for SSDI (as well as Social Security Retirement and Medicare). SSDI, which was established in 1954, is designed to provide you with income if you are unable to work due to a disability or until your condition improves, and guarantees income if your condition does not improve. Then once you meet your retirement age – 65 or older – you move from SSDI to Social Security retirement income.

The Social Security Administration’s (SSA) definition of disability is different than other programs you may come into contact with through your employer or private insurance. The SSA pays only for total disability. No SSDI benefits are payable for partial disability or for short-term disability.

Benefits For PeopleWith Disabilities

Social Security and Social Security Disability are two different programs.However both are administered by the Social Security Administration and only individuals who have a disability and meet medical criteria may qualify for benefits under either program

SSI/SSDI Benefits Application

You can apply for SSI/SSDI benefits online, by phone or by visiting your local social security office. You may also mail in your application paperwork directly to the social security administration.

SSI/SSDI Benefits Denied?

Most initial claims for SSI and SSDI are denied. Applying for social security benefits can be difficult due to how long a claim can take and the probability of denial is great. Getting denied is a frequent occurrence. If you were denied, this does not mean your case is over, let us evaluate your claim for free.

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